About Me

My photo
Early morning and sometimes late night coffee drinking, poetry writing, self help/inspirational book reading, traveling, soul music listening, soul food cooking, shoe loving, occasional gaming(you take your pick), picture taking (both) knowledge soaking- mother of 2, long-term partner of one, niece, cousin and friend to many-sister like friend to only a few- outstanding at problem solving and organizing, smile making while being compassionate and always loyal to who? YOU…

Sunday, March 14, 2010

Maxwell & Jill Scott in Madison Garden - NYC

Tickets just went on sale (3/13) to see Maxwell and Jill Scott in NYC. I've never had the pleasures of watching Maxwell perform live, but I can only image his buttery smooth voice flowing through the air. I'm sure he'll have a live band as well - ouch!!  I have yet found known a person who doesn't like "Blacksummer's night"....

However, I did see Jill Scott work the mic like I've never seen before and this wasn't even her show. She opened up for Chris Rock and all I can say is Ms. Lady can blow. I felt her energy in the room; the way she held the microphone like it was her baby- she was simply amazing. Then she went acapella opera on us and rocked it!!

So I can imagine this show is going to be a must see. They are pairing up for a 20 city tour - so check when they arrive in your city.

Maxwell & Jill Scott

Friday, March 5, 2010

Can I afford the 8K Tax Credit?

There was a time where I would run to do my taxes - I mean I didn't even wait for my W2, I would use my last pay stub of that year- those days are so over.

I called my tax guy (he's been doing my taxes since I was 18) to chitchat and to ask him the price of preparation this year -he said same as last year, then he heard me mumble - he said well why don't you buy a house for the 8K TAX CREDIT. I said ok let me give it some thought. He reminded me that I have until April 30th which is two weeks after the tax deadline (April 15)- go figure.

I'm really not good with numbers and I prefer letters/words by far so I pulled out the calculator. My FICO is good. I can go into my 401k for the down payment, being fully aware of the penalties I think it's worth it. I let my fingers do the walking - to the Internet. I know what I want. I found it and the price is really not bad - I think. Mortgage payments are roughly 10% of the borrowed amount. I can't afford this amount. Do I buy less space which will be more space than I have now but still less than I want- but I will be able to afford this and get the TAX CREDIT by April 30. None of this making any sense to me. Why buy something with a hefty price tag that I can't afford or buy something that I really don't want for a TAX CREDIT. With all this said, I decided to pay my tax guy $250 for my itemized tax preparations and not pursue home ownership within 56 days..... This is simply my thoughts people - just my thoughts